The longer term special cds offer the best wells fargo cd rates with the others not coming quite as high.
1 year cd rates wells fargo.
Wells fargo bank s special cd rates are some of the best cd rates currently available and much higher than the bank s regular cd rates.
You can go to any of well fargo s physical locations.
You do have the option of earning at higher bonus rates though by linking a portfolio by wells fargo checking account.
Step rate cd bonus interest rate and apy are available for the initial 24 month term if you link your step rate cd at account opening to a portfolio by wells fargo program.
Special cds standard cds and a step rate cd.
9 month special cd rates from wells fargo bank are at 2 23 percent with an apy of 2 25 percent.
In many cases you can qualify for one of the top 12 month cd deals without having to fork over a large amount.
When wells fargo sets its 1 year cd rates higher or lower or the same it considers the short term timeframe and takes into consideration the current fed funds rate and the future forecasting.
Here s a look at one year cd rates at wells fargo and two online banks.
You can also earn bonus rates on these.
When considering a 1 year investment in a cd a wells fargo cd rate can be dependent on few factors including policy decisions set by the federal reserve.
Wells fargo offers three certificate of deposit account types.
This 9 month cd rate is higher than most bank s 1 year cd rates available these days.
Wells fargo offers special and standard rate cds.
The standard rates require you to deposit 2 500.
Step rate cd rates 2 500 minimum opening deposit a step rate cd time account is a 24 month cd featuring guaranteed interest rate increases and one penalty free withdrawal every six months provided the minimum opening balance is maintained.
The step rate cd account can be opened only at a wells fargo branch.
You can also make an appointment online or by calling 1 800 869 3557.
Look up current rates on a variety of products offered through wells fargo.
The special rates require you to deposit at least 5 000.
Unlike the fixed rate cd option that can be opened online you can only open a step rate cd in person at a wells fargo branch.